Employee Benefits
Our Employee Benefit team provides expertise and innovative solutions to meet our client’s changing and specific dental, medical, disability, long-term care, and life insurance needs. Our commitment is to keep abreast of market trends in order to ensure our clients always have the right price, coverage, and provider. Our team also provides assistance with choosing products, enrolling employees, and claims and billing services.
Group Medical Insurance
We offer a variety of group insurance plans including PPOs, HMOs, Health Reimbursement Accounts (HRAs) and Heath Savings Accounts (HSAs). Our specialists customize plans to best meet our client’s and their employees’ needs.
Group Dental
Our dental plans are affordable, offer great benefits, and can be paid by employer or employee. We provide many DMO and PPO dental plans from a variety of trusted insurers. We take pride in matching our clients with a quality network and processing their claims in an accurate and quick manner.
Group Life & AD&D
Group Life Insurance is an important benefit to many employees. This affordable option for employers can offer peace of mind to their employees and their families in cases of accidental or premature death or dismemberment. Coverage can be offered in a variety of manners including a multiple of earnings, a flat amount, or a combination of both. Our coverage offers liberal levels of fully portable group benefits.
Group Long and Short Term Disability
Short term plans offer supplements to income on a monthly or weekly basis and help pay the bills when an employee is disabled due to a non-work related injury or sickness. Long Term coverage, on the other hand, provides relief when Short Term leaves off by extending coverage to the retirement age stipulated by social security.
Life Insurance
Provide protection for the future of your business and your family with life insurance to ensure your death will not result in your family or lender's financial hardships. Our team of life insurance experts can help select the correct coverage and amount of protection to provide for your unique needs. Both term and permanent life insurance solutions are available as well as simplified issue individual plans with up to $50,000 in benefits.
Long Term Care Insurance
This option will reimburse the cost of custodial nursing or skilled care in a facility or in the home. This coverage provides money if you have a cognitive impairment or are unable to perform at least two daily activities like dressing, bathing, eating, or getting in and out of bed. This option should be reviewed while it is still cost effective due to health and age. Please give us a chance to partner with you for all of your business insurance needs by contacting us to receive a quote.